Health Insurance Plan Options

UH Student Health Insurance Plan
Pre-screened plans
Repatriation & medical evacuation plans


UH Student Health Insurance Plan

The Hawaii Medical Service Association (HMSA) is the insurance provider for the UH Student Health Insurance Plan, which provides very comprehensive coverage and is widely accepted by nearly all doctors and hospitals in Hawaii. Any J-1 exchange visitors who meet the requirements below may enroll in the UH Student Health Insurance Plan if they wish. J-2 dependents may also enroll in this plan as long as the EV is enrolled.

EVs and their J-2 dependents may enroll in the plan if:

  • The EV is not receiving a salary from UH (though stipends or other types of payments are fine);
  • Their DS-2019s are valid for at least three months;
  • They will not be offered any other UH insurance plan (i.e. through EUTF);
  • They are enrolling within 15 days after the EV’s program start date or during the open enrollment period (every July-August); and
  • They pay the full premium for the semester during which they enroll. If they are enrolling after the semester starts or will complete the program before the semester ends, upon notification, HMSA will mail the EV a refund check for the overpaid portion.

Information about the medical insurance benefits, premiums, and the application form are available on HMSA’s student health plan website.

How to apply for the UH student plan

At least two weeks before the coverage start date, the EV must complete these procedures:

  1. Complete a Request for Non-Student Eligibility Form and attach these documents:
    • Copies of the EV’s and J-2s’ DS-2019s and
    • Invitation letter stating program dates from the UH department.
  2. Email, fax, or mail the eligibility form and the supporting documents to the UH Student Health Insurance Coordinator at the address/fax number on the form.
  3. The Student Health Insurance Coordinator will issue the EV a Notice of Decision.
  4. If the request is approved, the EV should complete the online HMSA student health plan application. On the application, the EV must:
    • Select an option that includes repatriation coverage and
    • Select “Non-Student” as the classification on the application form.
  5. The EV should keep copies of the Notice of Decision, the completed application form, and proof of payment for their personal records.

Submit evidence of health insurance to FSIS

After enrolling in the UH student plan, the EV should submit a completed and signed Health Insurance Compliance Form to FSIS, checking off the “UH Student Health Insurance Plan” box in Section A on page 2 of this form. FSIS will confirm enrollment directly with the UH Student Health Insurance Coordinator.

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Pre-screened plans

If an exchange visitor (EV) or J-2 dependent decides not to enroll in the UH student plan, they must choose a health insurance plan that provides the minimum coverage meeting the U.S. Department of State’s (DOS’s) minimum requirements. Below is a list of pre-screened plans that appear to meet the DOS requirements. FSIS does not endorse or recommend any specific plan. The EV or J-2 dependent should carefully review each plan to select one that meets both their needs as well as the DOS requirements.

Submit evidence of health insurance to FSIS

After enrolling in a plan, the EV must submit a signed Health Insurance Compliance Form to FSIS and attach an enrollment confirmation from the insurance provider showing their name, J-2 dependents’ names, the type of plan, and the dates of coverage.

If none of the above plans suit the EV’s needs, any other plan that meets the U.S. Department of State’s requirements may be purchased instead. After enrolling in such a plan, the EV must submit a Health Insurance Provider Certification Form and the required attachments to FSIS.

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Repatriation & medical evacuation plans

If an exchange visitor (EV) or J-2 dependent enrolls in a health insurance plan that does not provide medical evacuation coverage of at least US$50,000 and/or repatriation coverage of at least US$25,000, they must enroll in a separate repatriation and medical evacuation plan to supplement the primary plan. The UH EUTF plans do not provide repatriation and medical evacuation coverage, so any EVs or J-2 dependents who have insurance through EUTF must purchase a separate repatriation and medical evacuation plan.

Here are a few supplemental repatriation and medical evacuation plan options:

If none of the above plans suit the EV’s or dependent’s needs, any other plan that meets the U.S. Department of State’s requirements may be purchased instead.

Submit evidence of health insurance to FSIS

After enrolling in a plan, the EV must submit a signed Health Insurance Compliance Form to FSIS and attach an enrollment confirmation from the insurance provider showing their name, J-2 dependents’ names, the type of plan, and the dates and amounts of coverage.

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